Every way to get paid,
gathered into one quiet flow.
Northflow Payments brings every method your customers expect into a single, considered integration. Less noise. A smaller fee. No lock-in. Built on Stripe Connect, so your money never sits with us.
The platform behind
The substance of a payments team, without becoming one.
One considered integration
Cards, SEPA Direct Debit, Bancontact and Klarna behind a single interface and one Checkout. A new method is a line of configuration, never a rebuild.
A smaller fee, no lock-in
One transparent platform fee. No setup cost, no monthly minimum, no per-method surcharge, nothing hidden. Leave whenever it suits you.
Paid out directly
Funds move from your customer to your account on the standard payout schedule. Northflow is never in the flow of funds.
Compliance, quietly handled
Identity, anti-money-laundering and Strong Customer Authentication are managed for you. No card data ever reaches your servers.
The way they want to pay, in the markets you serve.
Direct Debit first for the lowest-cost recurring billing. Bancontact for Belgium, iDEAL for the Netherlands, Klarna for pay-later at checkout. Vipps for Norway is on the way, and it joins the same flow with no migration.
Settles in EUR, NOK, SEK, DKK and USD, charged in the customer's currency.
Live in a day, not a quarter.
Onboard in minutes
A short hosted form. Identity and bank details are verified on your behalf. No paperwork on your side.
Take any payment
Recurring memberships on Direct Debit, one-off drop-ins, products, tickets and kiosk sales. One flow, every method.
Get paid, see everything
Automatic payouts to the bank, with gross, net and fees reconciled to the cent in one calm dashboard.
A small fee, and no surprises.
One transparent platform fee on top of processing, often folded into your plan so your customers never see it. No setup, no monthly minimum, no per-method add-ons, no instalments to chase. You keep the rest, and you are paid out directly.
See pricing for your productTypical platform fee
on top of card processing, set per market
A new product becomes a consumer in under a day.
One typed package, consumed by every product. No payment-provider code anywhere in your app; a lint rule keeps it that way. Webhooks, idempotency, refunds and reconciliation are handled for you.
import { createPaymentsClient } from "@northflow/payments";
const payments = createPaymentsClient({ store });
// take any payment in three lines
const { checkoutUrl } = await payments.charges.createCheckout({
tenantId,
lineItems: [{ name: "Membership", amount: 4900 }],
successUrl, cancelUrl,
});A software platform. Never a bank.
Funds never touch Northflow accounts. Everything runs through Stripe Connect with regulated payouts, so the money moves from your customer to you.
Never holds funds
Application-fee model only. Direct payouts to the tenant.
PCI SAQ-A
Stripe Checkout and Elements. No card data on our servers.
SCA & PSD2
Strong Customer Authentication and 3-D Secure, enforced.
GDPR, EU residency
Data in Frankfurt. References, not personal data, in the ledger.
One platform for every payment.
Bring your product onto Northflow Payments, and give your customers every way to pay, with less noise and a smaller fee.